Rates Move.
You Move First.

Real-time, LLPA-adjusted pricing across your entire book of business. See who to call, why, and when.

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Dashboard

Total Clients
24

Active client files

Opportunities
7

Clients with a lower par rate

Near Threshold
3

Within 10 mo of target B/E

Clients
Search clients...
StatusClientSimple B/EBest B/EDiffRateBalance
GreatSarah Johnson12 mo8 mo+47.375%$385,000
GoodMichael Chen18 mo14 mo+47.000%$312,000
GoodEmily Davis24 mo18 mo+66.750%$425,000
Not GoodJames Wilson———7.250%$290,000
Features

Everything you need to close more.

Purpose-built tools for modern loan officers. No clutter, no complexity.

Your Clients, at a Glance

Summary stats, color-coded opportunity badges, and break-even tracking for your entire book.

Dashboard
Total Clients
24

Active client files

Opportunities
7

Lower par rate

Near Threshold
3

Within 10 mo of target B/E

Clients
Search clients...
StatusClientSimple B/EBest B/EDiffRateBalance
Great
Sarah J.12 mo8 mo+47.375%$385,000
Good
Michael C.18 mo14 mo+47.000%$312,000
Good
Emily D.24 mo18 mo+66.750%$425,000
Not Good
James W.———7.250%$290,000

Every Rate, One Table

Points, costs, payment savings, and break-even months for every available rate — with full LLPA transparency.

Rate OptionsSarah J. — 760 / CA
RateBaseLLPATotalPts CostTotal CostPmt SavSpl B/EBE+MI
6.500%-0.7501.1250.375$1,444$4,444$19124 mo18 mo
6.625%-0.3751.1250.750$2,888$5,888$15818 mo14 mo
6.750%0.0001.1251.125$4,331$7,331$12414 mo10 mo
6.875%0.2501.1251.375$5,294$8,294$9112 mo8 mo
7.000%0.5001.1251.625$6,256$9,256$5836 mo28 mo
Price Adjustments (LLPA)
Credit Score / LTV+0.250
State (CA)-0.125
Lender Compensation+1.000
Total LLPA+1.125

Break-Even Sensitivity

See how different rate gaps and checking frequencies affect your client's break-even threshold.

Simple B/E SensitivityAt par (0 points) | Closing: $3,000
LabelαGap (bps)TriggerPmt SavSimple B/EW·M
x*
—626.880%$12414 mo$4,812
θ_B
—486.920%$9618 mo$3,650
α=1
11425.858%$2846 mo$12,480
α=2
2996.010%$19810 mo$8,120
α=4
4706.300%$14016 mo$5,640

Full Amortization

Month-by-month principal and interest breakdown with a clear payoff timeline.

Amortization Schedule
To DateFull
BALANCE$385,000
PAYMENT$2,089
PRINCIPAL$2,469
INTEREST$7,976
#DateStart BalPaymentPrincipalInterestEnd Bal
1Apr 2026$385,000$2,089$489$1,600$384,511
2May 2026$384,511$2,089$492$1,597$384,019
3Jun 2026$384,019$2,089$494$1,595$383,525
4Jul 2026$383,525$2,089$496$1,593$383,029
5Aug 2026$383,029$2,089$498$1,591$382,531
Payment Breakdown
Month 1Month 360
Principal
Interest
How It Works

Up and running in minutes.

Three steps from sign-up to actionable insights.

1

Add Your Clients

Enter borrower details. Smart defaults fill in the rest.

2

Rates Update Live

LLPA-adjusted pricing runs automatically against your whole book.

3

Know Who to Call

See exactly who benefits from today's rates and by how much.

Never miss another rate opportunity.

See exactly who benefits from today's rates — and by how much.

Get Started